You will be put in touch with a Harvard Pilgrim representative who will let you know which services you can expect coverage for. 1 "Health equity is a top priority for Point32Health and we are incredibly honored by this recognition from the NCQA, in our second year as a combined organization," said Cain Hayes . Harvard Pilgrim Health Care | Member Login Password reset is required. Together, we're delivering ever-better health care experiences to everyone in our diverse communities. America's 1 Private Health Plan Seniors Mutual is an independent insurance agency that works with all of the top insurance companies to find the best deal and product for you. When an individual enrolls in a Harvard Pilgrim Advantage plan, they must pay various healthcare costs, including deductibles, copays, and coinsurance. Thats why we offer tools that help you estimate and manage your health care costs before you receive services. Harvard Pilgrim Medicare supplement plans are overpriced. For those who receive elective referrals to out-of-network providers, such . Optometrist 1414 116th Ave NE, Ste B, Bellevue, WA 98004 5.00 59 verified reviews I was born and raised in Vancouver, British Columbia. 800-708-4414, Referral and Authorization Requests: Harvard Pilgrim Health Care (HPHC) is a local health insurance provider focused on Massachusetts, New Hampshire, and Maine. Harvard Pilgrim is a regional health insurance provider for Medicare supplements in the New England area. Who Accepts Harvard Pilgrim Health Care? Harvard Pilgrim Insurance Breast Pumps Click here to if you have a different insurance Plan Under the Essential Health Benefits of the Affordable Care Act, mothers are eligible to receive a breast pump through their insurance company. 4.4. (Have your ID card handy.). MEDICARE OPTIONS Individual and family plans Check out the comprehensive plans we have to help keep you and your family healthy. Finding a treatment center that meets your medical and financial needs can be an overwhelming process. An Activity Summary shows what we paid and what you owe your providers for medical care you received. 6 The health care plans offered by Harvard Pilgrim are divided into three types. Review the claim submission address or electronic payor ID # on the back of the patient's member ID card. By using our site, you agree to our use of cookies and our, Pediatrician (Kids / Children Specialist), Gastroenterologist (Stomach & Bowel Specialist), Otolaryngologist (Ear, Nose & Throat - ENT), Endocrinologist (Diabetes & Hormones Specialist), Physiatrist (Physical Medicine & Rehabilitation), Rheumatologist (Joints & Arthritis Specialist), Plastic, Reconstructive, and Cosmetic Surgeon, Thoracic Surgeon (Cardiothoracic Vascular Surgeon), General Practice Doctor (General Practitioner), Hepatologist (Liver, Gallbladder & Pancreas), Medical Geneticist (Genetic & Hereditary Disease Specialist), Technologists, Technicians & Other Technical Service Providers. West Florida Medical Associates PA is a medical group practice located in Inverness, FL that specializes in Family Medicine and Internal Medicine. With this principle in mind, the health insurance company has extensive coverage for substance abuse treatment. Harvard Pilgrim Health Care 40 reviews Unclaimed Insurance Eagle Trust Insurance Winchester Associates Ralph J Galante Insurance Agency Garrity Insurance Frequently Asked Questions about Harvard Pilgrim Health Care How is Harvard Pilgrim Health Care rated? Thats why we have a Care Team of registered nurses, clinical social workers and certified health coaches on hand to help answer your questions. Whether you need help managing your weight or controlling your blood pressure, a health coach will support, educate and motivate you to achieve your health goals. She is the CEO/Founder of Integrated Health and Wellness. Refer to our Provider Manual policies outlining referral, notification, and prior authorization procedures. On August 14, 2019, the boards of Harvard Pilgrim Health Care and Tufts Health Plan announced plans for the two insurers to merge their organizations into a new company. Harvard Pilgrim Medicare Supplement Plans Harvard Pilgrim offers medical coverage across Massachusetts, Maine, and New Hampshire. Let us guide you toward information on how to apply for Social Security benefits, what types of health care options are available to you under Medicare, and much more. Search quickly and easily. We recommend using our portal, HPHConnect, to send or receive specialty referrals, submit authorization requests, and conduct other transactions and you can easily register or login to HPHConnect below. Aetna. If you need help finding a provider, contact us. It's free, available 24/7, and is HIPAA-compliant. >We're consistently ranked among the nation's highest-rated health plans for quality and member satisfaction.1, >We have plans to fit your needs, whatever your budgetincluding some of the most competitively priced plans in the state, our popular statewide network plan and a PPO that gives you coverage to see doctors anywhere in the country. Please note, if your CHA or BIDMC provider is also in the Harvard Pilgrim or UnitedHealthcare networks, they are still considered a Tier 1 provider. However, their Medicare supplement policies are far above average for many plans and will cost many seniors more than what is necessary for their Medicare supplements needs. Log In. You can also call their member services representatives at (888) 888-4742*. LOGIN or REGISTER Key Contacts Through Optum, Harvard Pilgrim offers insurance for a wide range of treatments and resources for mental health issues. If you need help finding a provider, contact us. Here you can submit batch claim files, verify patient eligibility, send/receive specialty referrals, submit authorization requests, and more. Each rate shown is a quote based on information provided by the carrier. Get health insurance quotes and enroll. New to Medicare or thinking about retiring? There are several effective ways to check your Harvard Pilgrim insurance, including: Call the toll-free number located on the back of your insurance card. HCA Healthcare partners with Harvard Pilgrim Institute and the CDC to use our data from more than 26 million patient encounters each year to impact the industry. Harvard Pilgrim Health Care and Tufts Health Plan, both Point32Health companies, have earned Full Health Equity Accreditation from the National Committee for Quality Assurance (NCQA). U.S. News/NCQA America's Best Health Insurance Plans 2005-2009 (annual). Today, Harvard Pilgrim and its affiliates provide a variety of benefit options to more than one million members in New Hampshire, Massachusetts, Maine and Connecticut. Harvard Pilgrim has above-average prices and will cost you hundreds of dollars more a year than their competitors. The Harvard Pilgrim HMO Massachusetts 6 Special Enrollment Rights For Subscribers enrolled through an Employer Group: If an employee declines enrollment for the employee and his or her Dependents (including his or her spouse) because of other health insurance coverage, the employee may be able to enroll himself or herself, along with his or Decision and Order 2 Both HPH and HPHC, in this proceeding, consistently refer to the Acquisition as the Proposed Transaction, and this decision will refer to it by that term. This product is not connected with or endorsed by the U.S. Government or the Federal Medicare Program. Come build your career with us! Luckily, we can find the best rates for you in any area. At Point32Health, we are building on the quality, nonprofit heritage of our founding organizations, Tufts Health Plan and Harvard Pilgrim Health Care, where we leverage our experience and . Make an appointment online instantly with Therapists/Counselors that accept Harvard Pilgrim Health Care insurance. Oxford Treatment Center (MS) 297 County Road 244 Etta, MS 38627. This article will show sample rates and reviews for Harvard Pilgrims Medicare supplement plans in 2022. View Medical Necessity Guidelines/Auth. Home. Site is running on IP address 155.49.240.21, host name www.hphc.org (Waltham United States) ping response time 5ms . 18 After choosing your state, you'll see a guide to available plans. Some exceptions do exist. Average Overall User Rating for providers who take Harvard Pilgrim: Harvard Pilgrim is a regional health insurance provider for Medicare supplements in the New England area. Harvardpilgrim.org is a Health website created by Harvard Pilgrim Health Care.This domain provided by networksolutions.com at 1996-03-17T05:00:00Z (26 Years, 60 Days ago), expired at 2032-03-18T05:00:00Z (9 Years, 305 Days left). (702) 800-2682702) 800-2682. Search Filters. You can make changes to your medical, dental, vision care, life insurance and disability coverage, Legal Plan, Identity Theft Protection and elect a flexible spending account (FSA) or health savings account (HSA). Harvard Pilgrim Members Plans available to the residents of Massachusetts and Maine. Insurance plans Find a plan that works for you and your family. Harvard Pilgrim Health Care. Commercial Clinical/Authorization Policies, Medical Benefit Drugs: Medical Necessity Guidelines, About Our StrideSM (HMO)/(HMO-POS) Medicare Advantage Plans, Medicare Advantage Clinical/Auth. Point32Health Recognized as one of the 50 Most Community-Minded Companies in the Country Point32Health has been named a 2022 honoree of The Civic 50 by Points of Light, the world's largest nonprofit dedicated to volunteer service. Count us in to be there for you - wherever, whenever you need a partner. Here you can submit batch claim files, verify patient eligibility, send/receive specialty referrals, submit authorization requests, and more. Harvard Pilgrim Health Care website Who We Are Quite simply, we are your dedicated partner in health care, and our sole mission is to improve the quality and value of health care for the people and communities we serve. Restrictions may apply and programs subject to change without advance notice. Save big with exclusive discounts on a wide variety of health and well-being products and services. Find a Doctor. The efficient online tools allow you to compare plans in your area in order to select one that meets each and every one of your needs. Harvard Pilgrim Insurance has limited provider networks for all policyholders. The information you are about to access may not meet accessibility standards for people with disabilities, including visual impairment, nor is it optimized for people using tablets or phones. American Addiction Centers (AAC) owns and operates facilities at various locations nationwide to provide you or your loved one addiction and mental health care. They named the company: America's number one private health plan. All Plans renew automatically. No portion of seniorsmutual.com may be copied, published or distributed in any manner for any purpose without prior written authorization of the owner. Compare all of the top-rated companies in your area today and we will be in touch! Plans F, G, and N are the most popular plans currently. Founded in 1969, Harvard Pilgrim Health Care is one of the nation's leading not-for-profit health services companies. Medicare Plan F has the highest level of coverage, however, it is only available to those who were eligible for Medicare before January 1, 2020. We get it health care can be confusing. Know your options and select the right care for your specific needs, day or night, virtually or in-person. Log-in to your online insurance account. In Massachusetts, they offer all three Medicare plans known as Core Plan, Supplement 1 Plan, and Supplement 1A Plan. HPHConnect is Harvard Pilgrim's highly acclaimed Web-based transaction service for our commercial plans. Healthy Babies, Happy Moms Inc. is happy to provide a choice when ordering a breast pump. Check the upper right-hand corner of your ID card to help determine what type of plan you are enrolled in. Access our commercial medical necessity guidelines and authorization policies here. Currently, Harvard Pilgrim Health Care only have Medicare supplement plan options in Massachusetts, Maine & New Hampshire. Specific items and services require that either your provider or you obtain approval (prior authorization) from Harvard Pilgrim. Join thousands of satisfied visitors who discovered Pilgrim Health Insurance, Harvard Pilgrim Health and Medicare Insurance Plans. Harvard Pilgrim prices for Medicare plans in Massachusetts are also above-average. A referral is required for specialist services for HMO and in-network POS members. . Harvard Pilgrim's Medicare Supplement Plan coverage is underwritten by HPHC Insurance Company, an affiliate of Harvard Pilgrim Health Care. Select a Plan | Harvard Pilgrim Health Care Select a Plan Select your health plan from the list below. Power & Associates lists Harvard Pilgrim number one in member satisfaction in the Northeast region. Licensed agents may not be able to provide assistance for all plans . Check the upper right-hand corner of your ID card to help determine what type of plan you are enrolled in. A strong forward-thinking mindset is required to develop and implement processes that support continual improvement of portfolio and business planning. Kentucky. Harvard Pilgrim Health Care has 1.5 stars. Hopkinsville. We would be happy to help you! It now operates as a leading not-for-profit provider of health insurance services. The length of your Harvard Pilgrim Health Care Insurance rehab coverage may vary too. Find Harvard Pilgrim Health Care Therapists/Counselors & Providers with verified reviews. Some restrictions apply. Know your care options before you need them. 2 Compare Quotes Harvard Pilgrim is a well known health insurance company in the New England area. Harvard Pilgrim Coverage For Drug And Alcohol Rehab Harvard Pilgrim is a Massachusetts-based insurance provider that offers substance abuse health benefits through United Behavioral Healthalso known as Optum. New to Medicare, or retiring? Talk With a Treatment Specialist 24/7 - Call 833-420-1097. Reimbursement forms, authorization forms, vision care claim forms, tax forms, plan documents and more all in one convenient location. Fill out our quoter to compare 15+ different companies and save the most money. Meanwhile, J.D. Health Insurance is offered through Harvard Pilgrim with various plan options, including a PPO with a self-funded Health Savings Account, an HMO with a Health Reimbursement Account funded by CES . Call American Addiction Centers for help today. Plan availability depends on your location. Need to submit a claim? October 1 - March 31 8 a.m. - 8 p.m. 7 days a week insurance, payment options, etc. Harvard Pilgrim Health Care and UnitedHealthcare Options PPO You'll pay slightly more cost share when you choose HPHC and United Healthcare providers. Harvard Pilgrim has made it easy to verify your coverage for substance abuse treatment by logging on to their member page. Forgot email address? This rating has been stable over the past 12 months. Doctor.com has profiles for millions of doctors and other health providers in the United States, including those who take Harvard Pilgrim insurance. You are better off looking elsewhere. Email This is the email address you used to sign up for your secure account. Harvard Pilgrim Insurance Phone Number for Claims 1-888-333-4742 Harvard Pilgrim Insurance Phone Number for Members Harvard Pilgrim Insurance Phone Number for Providers: Harvard Pilgrim Insurance Phone Number for Brokers: Harvard Pilgrim Insurance Phone Number for Employers: Harvard Pilgrim Healthcare Paper Claim Submission Address Harvard Pilgrim currently offers Medicare supplement plans A, F, G, M, & N in New Hampshire and Maine. website and services to function. ProfilePoints measure the overall completeness of a 344 Cleveland Ave SE, #A, Tumwater, WA 98501. OBGYN / Obstetrician Gynecologists. Select your health plan from the list below. Please visit Open Enrollment 2023 for details about Open Enrollment and your choices for 2023. Harvard Pilgrim Medicare Supplement Coverage. Compare quotes from top insurance carriers, 10 Best Burial Insurance Companies For Seniors, Burial Life Insurance With Pre-Existing Conditions, Guaranteed Acceptance No Health Questions, Mortgage Protection Insurance Calculator (2022 Update), Best Term Life Insurance Companies For Seniors, 5 Things To Know About Mortgage Protection Insurance, Medicare Advantage Vs. Medicare Supplements, Medicare Supplement Plans Comparison Chart. Discover your dream home among our modern houses, penthouses. Plan for a healthy future today! Harvard Pilgrim Health Care has an overall rating of 3.7 out of 5, based on over 192 reviews left anonymously by employees. Harvard Pilgrim Health Care Plans are known for providing a range of services including behavioral health services that support emotional and mental well-being, including addiction treatment. If you need to find Harvard Pilgrim Medicare plans, visit Medicare Solutions today. You are better off looking elsewhere. Behavioral Health Providers should call United Behavioral Health at (888) 777-4742 for member coverage or claims questions. Policies, Clinical Coverage Criteria and Request Forms, Network Operations & Care Delivery Management, [email protected]. The Senior Business Analyst is an active member of the CPMO community, helping to support the creation and training of processes, continuation towards department goals and KPIs. Click here to read about their rates in NH. 80,000 doctors and other clinicians in the region participate in the Harvard Pilgrim network. Access pharmacy clinical coverage criteria and medication request forms. For a faster response, please call us directly at 888-666-8135. Harvard Pilgrim Health Care health plans cover more than 3 million members across the New England area. We make staying healthy fun, informative and engaging with a variety of activities on topics like eating healthy, mindfulness, financial wellness, stress management and more! Harvard Pilgrim Insurance Covers Harvard Pilgrim reimburses contracted providers for the provision of audiology services when it is a covered benefit or when coverage is mandated. Harvard Pilgrim is a not-for-profit insurance company. 5.00. You might receive your coverage through your employer or through the Health Insurance Marketplace in your state. Harvard Pilgrim Insurance Benefits. 1 verified review. Call 1-888-333-4742 (TTY: 711). Based out of Massachusetts, HaPi serves over 3 million people in the New England area and across the nation. Harvard Pilgrim providers listed on Doctor.com have been practicing for an average of: 28.3 year (s) Average ProfilePoints score for Providers who take Harvard Pilgrim: 42/80. We can help you simplify the process! Power's National Health Insurance Plan Satisfaction Study gave Harvard Pilgrim a satisfaction index of 785 the highest score of any plan in the nation out of a possible 1,000. They also ranked the company first in member satisfaction and care quality 8 times in a row. Understanding what your plan has to offer, Prior authorization, quantity limits & step therapy policies. If you require non-urgent, non-emergent and elective care from a provider out of network, you will require a referral and prior authorization to receive coverage. Today, Harvard Pilgrim and its affiliates provide a variety of benefit options to more than one million members in New Hampshire, Massachusetts, Maine and Connecticut. Harvard Pilgrim Health Insurance Company was founded over 30 years ago with the mission, "to improve the health of the people we serve and the health of society." Ever since, they have done their best to improve health care for their clients in Maine, New Hampshire, and Massachusetts through disease management, preventive care, and quality . Learn more about Harvard Pilgrim at www.harvardpilgrim.org/buymassachusetts. Harvard Pilgrim Medicare Supplement Plan Prices. Kelly is the owner and founder of Seniors Mutual, the insurance agency designed to help seniors find the lowest cost life insurance, Medicare supplement, Medicare Advantage, and annuity insurance to give them financial peace of mind. provider's profile, including items like having a photo, a biography, Harvard Pilgrim Health Care Contact Phone Number is : 1-888-888-4742 and Address is Harvard Pilgrim Health Care 1600 Crown Colony Drive, Quincy, Massachusetts 02169 Harvard Pilgrim.Reviews from Harvard Pilgrim employees about Harvard Pilgrim culture, salaries, benefits, work-life balance, management, job security, and more.Harvard Pilgrim Health Care. Were here to provide education and information about your medicines, including potential side effects, helpful tips on how to take your medications and more. Harvard Pilgrim Medicare Supplement Plan Offerings. I attended York House School and then continued to Simon Fraser University, where I received my Bachelors degree in Applied Science. Harvard Pilgrim Medicare Supplement Review. Train and bus travel offer you downtown to downtown comfortable and efficient service. Already a member? We use cookies and limited processing of your personal information for our View All Facilities. Login - Harvard Pilgrim Login Please enter your email address and password so we can identify you. Rather, they are discounts for programs and services designed to help keep members healthy and active. Drugs and Alcohol with a behavioral health professional. Harvard Pilgrim is one of the country's top-rated health companies according to the National Committee for Quality Assurance (NCQA). Below is a comparison of their prices compared to other companies like Aetna, Cigna, and Mutual Of Omaha. Please bear with us as we work to upgrade this information to the same standards as the rest of our website. If you reside in one of these states, or are moving to these states and would like to get Harvard Pilgrim coverage, contact us at 800-208-4974 to speak with a licensed insurance agent. As you can see, Harvard Pilgrims rates for Medicare supplements are above-average and will cost you hundreds more a year, especially later in life. Save more on products and services you love just for being a member. Overall, we dont ever see a reason to go with Harvard Pilgrim for Medicare supplements. Keep in mind prices will vary depending on location. 421 Main Street 2nd Floor Worcester, MA . 800-708-4414, E-Services/EDI-Direct: Costs and benefits. Here is an overview of what every Medicare supplement plan covers. With OMIO, compare Book the fastest and cheapest Train, Bus and Air itineraries in France and Europe. Overall, if you are in this service area, going with Aetna is almost always a better option. They also offer Medicare supplement plans in Massachusetts, but plans are under different names in Massachusetts. They are way over-priced, and dont give any additional benefits compared to other companies that work in the area. 1NCQA's Private Health Insurance Plan Rankings, 2011-15, HMO/POS/PPO. Health insurance plan details for HMO 2000 - Flex offered by Harvard Pilgrim Health Care Inc.. Health Plan Radar. ample Member ID Card (front) ample Member ID Card (back) I HPP0000000-00 ame MPE CRD Copay OV: 15 ER: 50 103050 MI r46P/ P R 4 **;*&1@=3 . 2022Harvard Pilgrim Health Care, Inc. All rights reserved. Must be currently enrolled in Harvard Pilgrim at the time of reimbursement. Here, in one convenient place, youll find all the prior authorization materials that you may need to reference or utilize to provide care for our commercial members. Seniors Mutual represents over 15+ different Medicare supplement companies and can shop the market for you for free. Explore our health plans today and get the most out of your benefits. Reset My Password Professionals recommend that patients stay in an inpatient program for at least 90 days. Their prices are above-average, costing you hundreds a year more than necessary. For most members, claims can be mailed or submitted electronically to us at the address or payer ID's below; however, the address and payer ID's may vary based on member-specific plans and networks. Most popular medical specialty of providers who accept Harvard Pilgrim: Internist. NCQA The State of Health Care Quality 2004. The company offers PPO, HMO, and POS plans that contain options like health savings accounts, reimbursement arrangements, flexible spending accounts, and wellness program options. Mary A. Gumbo, DNP, ARNP, AGNP-C, is a board certified Adult-Geriatric nurse practitioner, with over 7 years' experience in the primary care settings. The first step is to determine how much time you need in rehab and then find out what your insurance will pay for. Search quickly and easily. By showing providers with higher ProfilePoints first, Being a Harvard Pilgrim member is so rewarding! 20350. From preparing for maternity leave to dealing with being a working parent, find resources to support you no matter where you are in the journey of reproductive health, pregnancy and parenthood. Medicare Supplement Plans are available to all individuals, regardless of age, who are entitled to . Check out your options and take control of your health care needs today. Take a look below at the potential services you may claim under Harvard Pilgrim drug rehab. Log in to your online account to get results for your plan. Reference information on our vendor partners who conduct utilization management for certain services. Canton, Mass. Did you know you can get reimbursed for fees paid toward fitness facilities, certain complementary and alternative medicine services, weight management programs and more? Harvard Pilgrim was founded by doctors more than five decades ago. by providers with Doctor.com accounts when editing their profile on Doctor.com. Click Here Individual + 1 $ 8 96 Your destination for buying luxury homes with elevator in Tourcoing, Hauts-de-France, France. For example, if a person . There may even be other companies cheaper than those mentioned. It is the nation's first medical school appointing department based in a health plan. Together, we're delivering ever-better health care experiences to everyone in our diverse communities. Harvard Pilgrim offers individual and family plans to customers living . 10 This is because addiction is a chronic and complex . 800-708-4414 (Option 1; then 6) Check Your Insurance Coverage. Managing out-of-pocket costs can be confusing. They can answer any questions you may have and help you understand what substance abuse treatment services are covered under your plan. To enroll in an individual or family plan, email [email protected], call (800) 208-1221, or visit harvardpilgrim.org/enroll. Click here to read our review of Aetna Medicare supplements. 31: 8am - 8pm, 7 days a week Apr. This company provides quality behavioral health coverage for a range of addiction treatment services. How Do You Enroll in Coverage with Harvard Pilgrim Health Care? Our free Celebrating 65 program helps you make sense of social security, Medicare and more! Password Forgot password? 77% of employees would recommend working at Harvard Pilgrim Health Care to a friend and 43% have a positive outlook for the business. Learn how! Call us 24/7 at (800) 695-5748 Harvard Pilgrim is a not-for-profit health services company that has been in business since 1969. Point32Health is the parent organization of Harvard Pilgrim Health Care and Tufts Health Plan. 3$150 maximum reimbursement per Harvard Pilgrim policy in a calendar year per individual or family contract. America's Best Health Insurance Plans is a trademark of U.S .News & World Report. With a focus on innovative research and teaching that emphasizes prevention and the care of defined . Whether youre looking to confirm a prior authorization requirement, request authorization for a medication covered under the medical or pharmacy benefit, or determine which third-party vendor performs clinical review and utilization management for a particular service, youll find what you need here. Here you'll find information on a variety of health topics: behavioral health conditions, healthy tips for any age, managing chronic pain and choosing your primary care provider. Find the forms you need for our commercial line of business in one handy spot. More news Top Tasks 1099-HC Info Center Find a Provider Check drug coverage & costs Download member forms However, knowing the details of your Harvard Pilgrim . We're currently processing your request and we'll be in touch soon. Click Here Monthly Annual Individual $ 6 75 Billed Monthly For eligible Harvard Pilgrim members One-time $20 activation fee Monthly membership requires annual commitment. Its free, available 24/7, and is HIPAA-compliant. F2020-01. Even in Massachusetts with different plan offerings, Harvard Pilgrim will cost you hundreds more for your Medicare needs. The health insurance company also works with its affiliate HPHC insurance agency to refer health . we make it easier for you to quickly identify the most informative profiles on Doctor.com. We apologize for the inconvenience. All appointment times are guaranteed by our Harvard Pilgrim Health Care Therapists/Counselors & Providers. Harvard Pilgrim Health Care is a non-profit health services company based in Canton, Massachusetts serving the New England region of the United States . This means a Plan G through Harvard Pilgrim covers all of the same things as a Plan G from another company. Discover which Medicare plan is right for you. Resource tool for standard commercial HMO, POS, and PPO products, indicating which services may require referral, authorization, or notification. >You have a variety of plan optionsall with no-cost preventive services likes your annual physical and flu shot and coverage for office visits, inpatient and outpatient care, >Your comprehensive coverage also includes: - Pediatric vision benefits for eye exams and eyeglasses or contacts for members age 18 and younger - Chiropractic and acupuncture visits - Emergency care, wherever you may be - Thousands of prescription drugs, including money-saving generics and brand-name drugs, >Outstanding member support to help you improve or maintain good health and well-being, for example: - Wellness support through personal health coaching - Nurse care managers to help those with chronic conditions or serious illness - Now iKnowSM, an online tool to help members shop for providers based on cost and quality information - Numerous tools and resources online to help you find the information you need to make the most of your plan and your health and well being - Your Member Savings program enabling you to save on eyewear, fitness clubs, diet programs, dental care and much more2, including up to $150 fitness reimbursement3. 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