For an account holder with an eligible linked checking account, the Platinum Savings account APY rises to a relationship rate of 0.02%. Wells Fargo is closed on federal holidays, including: You can access your accounts during off hours by visiting an ATM, or bank online or with the mobile app. All Right Reserved. See the Consumer Account Fee and Information Schedule and Deposit Account Agreement for additional consumer account information. Open an Account. The base APY for these accounts is 0.01%. This free checking account earns 2% cash back on select everyday purchases up to $500 a year, and 1% on everything else. You can also avoid overdraft fees using Overdraft Rewind, a free feature included with all Wells Fargo checking accounts. Gather the required personal information and the $25 opening deposit. While it would be nice to have one form of payment for everything, it's not always so convenient. To avoid the $12 monthly service fee for the Platinum Savings account, you must maintain a $3,500 minimum daily balance each month. But dont let yourself be fooled: You could conceivably lose thousands of dollars in fees if youre not sure what to look out for. Stay at Gale North America. About CreditDonkey CreditDonkey is a bank comparison website. Often, youll find these accounts at online banks and credit unions. Wells Fargo is open 6 days a week, depending on the location. 90 to 365 days (or 3-12 months), the penalty is 3 months' interest, Over 12 months through 24 months, the penalty is 6 months' interest, or. This free checking account comes with unlimited ATM fee reimbursements and no monthly maintenance or overdraft fees. Investment products and services are offered through Wells Fargo Advisors. If you prefer to order Wells Fargo checks by phone, here are the numbers to call, depending on which type of checks you need to order: The cost of ordering checks depends on the type of check, the quantity and the vendor. What Is a Cashier's Check and Where Can I Buy One? After more than twenty years, Questia is discontinuing operations as of Monday, December 21, 2020. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Find the office in your region . Please appreciate that there may be other options available to you than the products, providers or services covered by our service. We publish data-driven analysis to help you save money & make savvy decisions. Although pulling out your checkbook isn't as common as it once was, that doesn't mean checks have gone the way of the dinosaur. Empower yourself with the Financial Guide, with resources that range from financial basics to retirement. Eligibility is based on primary account owner. I make $80,000 and have $220,000 in student debt. The online tool My Savings Plan helps savings customers plan, monitor, and save to reach financial goals. You can use our savings calculator to see how much you could save at a higher rate. Investment products and services are offered through Wells Fargo Advisors. Welcome to Gale North America. Wells Fargo Bank offers two types of savings accounts: Way2Save Savings and Platinum Savings. Forgot Password? That fee jumps up to $5 per overseas withdrawal unless youre a Portfolio by Wells Fargo account holder. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. Save As You Go . I want to buy a house. Sign up for our daily newsletter for the latest financial news and trending topics. If that controversy makes you wary, rest assured that Wells Fargo has revamped its strategy to restore team members and customers trust by Avoid the monthly service fee when you have one of the following each fee period: 1999 - 2022 Wells Fargo. Made for teens ages 13 to 17, this account earns 0.1% APY and has no monthly fees. To order checks online, log in to Wells Fargo Online and follow the prompts. Get the right guidance with an attorney by your side. Here's when you can visit a branch near you. CDs allow you to save money at a set interest rate for a set period, ranging from a few months to several years. What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. I sold my late mother's home for $250,000. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. Savings tools to help your money grow and overdraft protection to your linked Wells Fargo savings account. You can also expect these common fees associated with using a Wells Fargo checking account: As you can see, these fees can easily creep up on you if youre not careful. Find an ATM or banking location near you. Alexa earned a BA in English from Wesleyan College and enjoys reading memoirs in her spare time. Wells Fargo Checking Account Fees Wells Fargo checking monthly maintenance fees are $10 for Everyday Checking, $5 for Clear Access Banking, $15 for Preferred Checking and $30 for Portfolio Checking. Many of Wells Fargo's fees can be avoided by maintaining a designated balance, setting up deposits or linking to other Wells Fargo accounts. She attended the University of Texas at Austin and earned a Bachelor of Arts degree in English. Where you choose to bank has a bigger impact on your small business than you might think. Increase your chances of winning up to $10 million in cash prizes every time you spend $10 with your Yotta debit card and for every $25 in your checking account. Save smart and earn 3.60% APY at CIT Bank, a CreditDonkey recommended partner. And if all else fails, call the support line again to speak with a different representative. Wells Fargo has a range of products available including four checking accounts and two savings accounts for all types of customers. Home > Bank Reviews & Deals > Wells Fargo > Wells Fargo Bank Hours. Should I use all my inheritance for a down payment? Accessing your money is convenient with free access to over 13,000 ATMs nationwide. Deposit must be posted to account within 30 days of account open date. Here are some unique features: Offer may be modified or withdrawn without notice. We may also receive payment if you click on certain links posted on our site. Optional, only if you want us to follow up with you. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. Wells Fargo offers checking accounts for customers at every financial stage of their lives. Information is accurate as of Oct. 13, 2022. The Relationship Interest Rate is variable and subject to change at any time without notice, including setting the interest rate equal to the Standard Interest Rate or to zero (0.00%), which could change the Relationship Annual Percentage Yield (APY). Please try again later. Also, you can avoid overdraft and ATM fees if you keep your account balance up and use only Wells Fargo ATMs. Whats more, some businesses still require checks for payment, so its always a good idea to keep enough checks on hand. Wells Fargo Checking Account Fees Wells Fargo checking monthly maintenance fees are $10 for Everyday Checking, $5 for Clear Access Banking, $15 for Preferred Checking and $30 for Portfolio Checking. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi. You will earn a 0.15% annual percentage yield on all Way2Save Savings balances. Get updates on the latest deals and keep up with the best money moves. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. A qualifying Save As You Go transfer is an automatic transfer of $1 from your linked Wells Fargo checking account to your Way2Save Savings account each time you (or any authorized signer or joint owner) use your debit card for a one-time purchase or complete a Bill Pay transaction through online banking, and the one-time debit card purchase or Bill Pay Take a look when Wells Fargo Bank operates below. With over 7,200 branches and 13,000 ATMs, Wells Fargo banks are a common sight for Americans nationwide. Questia. Financial experts typically recommend keeping at least three to six months worth of living expenses in a savings account for emergencies. This compensation comes from two main sources. Despite a 2016 scandal resulting from sales practices at the time, opening a Wells Fargo bank account makes sense due to its wide availability of physical locations and ATMs. A Step account also gives kids the option to earn cashback rewards and start investing in crypto. Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds. Wells Fargo offers free, discounted and full-price checks to its customers, depending on the type of Wells Fargo bank account they have. And shes frequently interviewed by broadcast news publications across the country, including Fox News and NBC News. Sign on to manage your accounts As a rule of thumb, Wells Fargo Bank is open 6 days a week. Although all accounts have a minimum opening deposit, you can have most of the monthly fees waived when you meet certain requirements. Forgot Password? Customers 12 and under must have an adult co-owner. Our network attorneys have an average customer rating of 4.8 out of 5 stars. ","anchorName":"#who-can-i-call-at-wells-fargo-to-waive-a-fee"},{"label":"Bottom line","anchorName":"#bottom-line"}]}. Wells Fargo makes it fast and easy to open a bank account online. It requires a minimum deposit of $25. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. For branch locations, visit locator.chase.com. All Rights Reserved. Her expertise has been featured on top publications including Best Company, U.S. News & World Report, MSN and Yahoo. $5 (waived with Preferred or Portfolio checking account), Up to $15 per withdrawal or transfer if youve exceeded the monthly limit; maximum of three fees per month. 2022 Forbes Media LLC. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. 2022 GOBankingRates. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. This guide also looks at Wells Fargos checking and savings account fees and features and how Wells Fargo stacks up against other banks. Yes, you can have more than one savings account. New York, NY, 10016. Here are some tips to help you hold on to more of your money. Certificates of deposit (CDs). Penalties could reduce earnings on this account. If you want to make managing your day-to-day finances easy, you should open a checking account. These offers do not represent all available deposit, investment, loan or credit products. Follow this guide to learn how to write a check correctly. Wells Fargo Bank Business Hours. Linked Wells Fargo Campus ATM or Campus Debit Card; Account holder ages 17 to 24; Wells Fargo Clear Access Banking: $5: Yes: Primary account owner ages 13 to 24; Wells Fargo Prime Checking: $15: Yes: Satisfy at least one of these requirements: $10,000 or more in combined balances; $1,000 or more in direct deposits each month; Linked Wells We may receive payment from our affiliates for featured placement of their products or services. If you link your Portfolio by Wells Fargo checking account, then Wells Fargo bumps you up to a, still small, but better, .02% APY. You may pay an early withdrawal penalty or a Regulation D penalty if you withdraw funds from your account before the term is complete. Past performance is not indicative of future results. 2022 GOBankingRates. However, all information is presented without warranty. If that controversy makes you wary, rest assured that Wells Fargo has revamped its strategy to restore team members and customers trust by making a great customer experience its highest priority. You will automatically receive the $500 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. Our network attorneys have an average customer rating of 4.8 out of 5 stars. A second-chance checking account to help you start banking again. CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. Linked Wells Fargo Campus ATM or Campus Debit Card; Account holder ages 17 to 24; Wells Fargo Clear Access Banking: $5: Yes: Primary account owner ages 13 to 24; Wells Fargo Prime Checking: $15: Yes: Satisfy at least one of these requirements: $10,000 or more in combined balances; $1,000 or more in direct deposits each month; Linked Wells All other information on accounts is accurate as of June 10, 2022. Seans first foray into writing happened when he enlisted in the Marines, with the occupational specialty of combat correspondent. With one, you can pay your bills, withdraw cash from an ATM and get your paycheck automatically One perk of ordering checks through TD Bank is that the process is streamlined. Wells Fargo also offers a debit card overdraft service that allows you to indicate whether the bank can approve debit card transactions if you do not have enough funds in your account. Welcome to Gale North America. Linked Wells Fargo Campus ATM or Campus Debit Card; Account holder ages 17 to 24; Wells Fargo Clear Access Banking: $5: Yes: Primary account owner ages 13 to 24; Wells Fargo Prime Checking: $15: Yes: Satisfy at least one of these requirements: $10,000 or more in combined balances; $1,000 or more in direct deposits each month; Linked Wells Aside from monthly account fees, the bank also charges ATM, transaction and penalty fees. Availability may be affected by your mobile carrier's coverage area. I make $80,000 and have $220,000 in student debt. A digital account that earns 2.0% APY, offers unlimited transactions and no monthly fees. Explore all of Wells Fargos checking and savings account options and decide which is best for you. This may result in Wells Fargo reversing overdraft fees. Sign up for our daily newsletter for the latest financial news and trending topics. Even though online payments have become increasingly popular, some people still haven't jumped on the bandwagon. Register . Capital One Venture X Vs. Chase Sapphire Reserve, Best Savings Accounts For Automated Saving, Best Savings Accounts For Digital Banking, Best Savings Accounts For Customer Experience, Fintech Trends Likely To Stick Around After The Pandemic, How To Protect Your Online Banking Information, Fintech Tools To Help You Master Money Mindfulness, 0.01% (0.02% relationship rate for Wells Fargo customers who link to an eligible checking account), Make one automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, Make one automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. This overview explains what they are and how to take advantage. With one, you can pay your bills, withdraw cash from an ATM and get your paycheck automatically One perk of ordering checks through TD Bank is that the process is streamlined. Every day, get fresh ideas on how to save and make money and achieve your financial goals. I want to buy a house. Questia. Follow us on Twitter and Facebook for our latest posts. Wells Fargos Platinum Savings account only offers a base tier APY of .01% again, well below the national average and requires a minimum balance of $3,500 to avoid the $12 monthly maintenance fee. Our network attorneys have an average customer rating of 4.8 out of 5 stars. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). High-yield savings accounts offer interest rates several times the national average. Branches are often always closed on Sundays. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Please try again later. As a rule of thumb, Wells Fargo Bank is open 6 days a week. Kathryn Pomroy is a professional writer with expertise in personal and business finance. Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. Neither the companys board nor management have contributed a dime to this lobbying effort so far. These are usually pricier than classic check styles, however. Compare our services to get started. Wells Fargo is open on Saturdays with modified hours (usually 9AM - 12PM). If you want to make managing your day-to-day finances easy, you should open a checking account. Access to expert advice, products designed for small businesses and lending opportunities can support your Knowing the right way to write a check can help you avoid payment issues and costly mistakes. Neither the companys board nor management have contributed a dime to this lobbying effort so far. Our network attorneys have an average customer rating of 4.8 out of 5 stars. Plus, each account has an overdraft protection fee if you use your linked savings account. As a rule of thumb, Wells Fargo Bank is open 6 days a week. Here's how to place an order. Sign in to your Gale Account . All other information on accounts is accurate as of April 15, 2021. They grow up so fast. Subject to account eligibility requirements. Save As You Go . Average fee at other banks ranges from $2 to $3.50, Flat fees range from $2 to $7, and 3% is standard, Pay with cash in the local currency or a travel credit card with no fee, 3% is standard, though some accounts from other banks, like Capital One 360, SoFi Checking and Savings and Charles Schwab High Yield Investor Checking charge less, $500 or more in direct deposits each month, Linked Wells Fargo Campus ATM or Campus Debit Card, $1,000 or more in direct deposits each month, $50,000 or more in linked bank, brokerage and credit balances, One Save As You Go transfer from your checking account a month, Automatic transfer of $25 or more from your checking account into this account each month, Automatic transfer of $1 or more each business day from your checking account, Primary account holder under 18 years old (19 in AL), Minimum daily balance of $3,500 each month. Access to expert advice, products designed for small businesses and lending opportunities can support your Knowing the right way to write a check can help you avoid payment issues and costly mistakes. Member FDIC. Everyday Checking Account Features. Get the right guidance with an attorney by your side. Bonus will be paid within 30 days after you successfully complete all required activities. Avoid overdraft fees at Wells Fargo by monitoring your account balance regularly. A qualifying Save As You Go transfer is an automatic transfer of $1 from your linked Wells Fargo checking account to your Way2Save Savings account each time you (or any authorized signer or joint owner) use your debit card for a one-time purchase or complete a Bill Pay transaction through online banking, and the one-time debit card purchase or Bill Pay Steps To Open a Wells Fargo Bank Account. These offers do not represent all available deposit, investment, loan or credit products. A certified anti-money laundering specialist, Alexa helps guide readers to the best savings and checking accounts for their financial goals. Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Be a primary account owner age 24 or under. The state, however, would be required to raise up to $5bn a year in new taxes. Wells Fargo lets account holders order checks online or by phone. Plus, if youre not always comfortable doing business online, Wells Fargo operates about 4,900 branches and more than 12,000 ATMs. These offers do not represent all available deposit, investment, loan or credit products. Additionally, these checking accounts may also charge out-of-network ATM fees and overdraft fees. Account must be open when bonus is credited. Wells Fargo Bank offers two types of savings accounts: Way2Save Savings and Platinum Savings. It depends on your financial needs and goals. See Wells Fargo's Online Access Agreement for more information. Get the right guidance with an attorney by your side. Most banks checking and savings accounts charge monthly fees unless the customer maintains a minimum average daily balance, and those arent the only fees you need to worry about. Kathryn has more than 15 years of experience, is adept with SEO best practices, AP and other style guides, and has hands-on experience with various content management systems. Paperless statements make your past account activity instantly available. Every day, get fresh ideas on how to save and make money and achieve your financial goals. It's that simple. Wells Fargo is generally open Monday through Friday, from 9AM to 5PM and on Saturdays with adjusted hours. The state, however, would be required to raise up to $5bn a year in new taxes. I want to buy a house. Wells Fargo offers two popular savings accounts in addition to time accounts, each with benefits and features to meet your individual financial needs. To receive the disclosed Relationship Interest Rate/Relationship APY, the eligible account must remain linked to a Prime Checking, Premier Checking or Private Bank Interest Checking account. You can avoid the $5 monthly service fee for the Way2Save Savings account by keeping a minimum daily balance of $300 during each fee period. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Stay at Gale North America. Earn interest just for maintaining a balance of at least $500. Everyday Checking Account Features. Our network attorneys have an average customer rating of 4.8 out of 5 stars. Primary account owner is 24 years old or under. John Egan is a freelance writer, editor and content marketing strategist in Austin, Texas. Compare our services to get started. We may receive compensation from our partners for placement of their products or services. Welcome to Gale North America. You should consult your own professional advisors for such advice. information service that aims to provide you with information to help you make better decisions. What Is a Cashier's Check and Where Can I Buy One? Wells Fargo is open 6 days a week, depending on the location. More From Your Money: Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today. Free online banking account that doesnt allow overdrafts, youll never pay nonsufficient funds (NSF) fees. You can open an account by dropping by a Wells Fargo branch near you. Editorial Note: This content is not provided by the companies mentioned. There was an unknown error. Save As You Go is an optional Wells Fargo program that automatically transfers $1 each time you use your debit card or pay a bill through the banks online banking platform. calling a customer service representative, Valid identification (drivers license, state ID or matricula card), Contact information: name, address, email address, phone number. Youll pay no monthly maintenance fee if you are under 25. Get the right guidance with an attorney by your side. Currently $30 (waived when you meet account requirements), Updated account requirements and a $25 monthly fee are set to take effect on May 28, as noted above, Automatic transfers from linked checking account, Offers the highest rates of all Wells Fargo savings accounts, Often offer a better rate than savings accounts, Large network of banking locations and ATMs make Wells Fargo a convenient choice, Variety of checking and savings account options, Excellent customer service at local branches and online, Wells Fargo mobile app makes it easy to monitor your account from your mobile device, Competitive accounts for teens and college students, Size of Wells Fargo might intimidate customers who prefer a small-town banking network. It requires a minimum deposit of $25. All Right Reserved. 1-866-224-5708 Find an Advisor. These hours do vary by location so be sure to call ahead or use the online store locator for full details. Kids. The daily balance in your account determines how much interest you earn. Follow this guide to learn how to write a check correctly. After more than twenty years, Questia is discontinuing operations as of Monday, December 21, 2020. If the low interest is acceptable to you, Wells Fargo may be a great option. Wells Fargo Bank Business Hours. General questions: 1-800-869-3557 (available 24/7), Wells Fargo Online: 1-800-956-4442 (available 24/7), 2.0% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements. Although pulling out your checkbook isn't as common as it once was, that doesn't mean checks have gone the way of the dinosaur. Admit fault if necessary and explain it wont happen again. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. Our network attorneys have an average customer rating of 4.8 out of 5 stars. Wells Fargo checking monthly maintenance fees are $10 for Everyday Checking, $5 for Clear Access Banking, $15 for Preferred Checking and $30 for Portfolio Checking. Wells Fargo checking accounts offer free mobile banking, account alerts, and free online bill pay. Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Note that both accounts require a $25 minimum opening deposit. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Wells Fargo Bank offers two types of savings accounts: Way2Save Savings and Platinum Savings. The Forbes Advisor editorial team is independent and objective. Wells Fargo checking accounts offer free mobile banking, account alerts, and free online bill pay. In this guide, youll learn how to open an account. These offers do not represent all available deposit, investment, loan or credit products. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Wells Fargo. INTERNATIONAL CUSTOMER . $0.50 monthly service fee for account balances $5 and under. Get the right guidance with an attorney by your side. Some exceptions may apply. He covered military affairs both in garrison and internationally when he deployed to Afghanistan. Alexa Cruz is an editor at Finder specializing in banking and kids debit cards. Banking fees are the silent killer of account balances. Kathryn holds a BA in Journalism and has written for major publications, small and medium size business clients and several business journals. You can also talk to a banker in person by visiting any of Wells Fargos branch offices near you or calling a customer service representative. Find the office in your region . Wells Fargo checking accounts offer free mobile banking, account alerts, and free online bill pay. Get the right guidance with an attorney by your side. Plus, some checking accounts offer free checks. PNC Bank customers have a few options when it comes to ordering checks. Open an Account. This free account not only offers a place to put revenue, but also features bookkeeping, tax withholdings and payments, invoices and more. Many of Wells Fargos fees can be avoided by maintaining a designated balance, setting up deposits or linking to other Wells Fargo accounts. For checking accounts, these benefits include: Wells Fargo checking accounts carry monthly service fees. Opinions expressed here are author's alone, and have not been reviewed, approved or otherwise endorsed by the companies. What's more, some businesses still require checks for payment, so it's always a good idea to keep enough checks Deposit products offered by Wells Fargo Bank, N.A. Maximum bonus eligibility is $200. From there, you can choose the account youd like to apply for and complete the application. Accessing your money is convenient with free access to over 13,000 ATMs nationwide. Beginning May 28, the monthly fee will be lowered to $25, with $20,000 in qualifying deposits or investment account balances needed to waive the fee. Over 24 months, the penalty is 12 months' interest. Who can I call at Wells Fargo to waive a fee? Despite a 2016 scandal resulting from sales practices at the time, opening a Wells Fargo bank account makes sense due to its wide availability of physical locations and ATMs. Everyday Checking Account Features. Theres no minimum daily balance requirement for either Wells Fargo savings account, but you can avoid monthly maintenance fees by maintaining certain balance levels. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. Editorial Note: We earn a commission from partner links on Forbes Advisor. NMLSR ID 399801. What's more, some businesses still require checks for payment, so it's always a good idea to keep enough checks Wells Fargo Advisors provides a full range of financial advisory services, investments, brokerage services and online trading for your retirement goals. Pair this with Upgrades savings account to earn 3.5% APY. If that controversy makes you wary, rest assured that Wells Fargo has revamped its strategy to restore team members and customers trust by We continue to work to help protect your financial information. Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. Talk with a financial professional if you're not sure. Advertiser Disclosure. This is Wells Fargo's most popular checking account. Sean joined the GOBankingRates team in 2018, bringing with him several years of experience with both military and collegiate writing and editing experience. Plus theres no minimum deposit requirement to open the account. Sign in to your Gale Account . Heres how to avoid the monthly maintenance fee for your Wells Fargo checking or savings account. I sold my late mother's home for $250,000. Wells Fargo Advisors provides a full range of financial advisory services, investments, brokerage services and online trading for your retirement goals. Even though online payments have become increasingly popular, some people still haven't jumped on the bandwagon. Waiting for your paycheck to deposit? Branches usually always closed on Sunday, with a few exceptions. Please try again later. New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking, Access to more than 16,000 Chase ATMs and more than 4,700 branches. Here's how to place an order. How To Avoid Chase's Monthly Service Fees, TD Bank Overdraft Fee: How To Avoid It and Get It Waived, How To Find Your Routing and Account Numbers on a Check. Satisfy at least one of these requirements: Monitor your account closely or sign up for Wells Fargo Overdraft Rewind or Overdraft Protection. Finder.com LLC. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Get the right guidance with an attorney by your side. Wells Fargo Advisors provides a full range of financial advisory services, investments, brokerage services and online trading for your retirement goals. Many of Wells Fargo's fees can be avoided by maintaining a designated balance, setting up deposits or linking to other Wells Fargo accounts. The surest way to avoid ATM fees is to make sure you visit a Wells Fargo ATM. Step banking help teens and kids build their credit without overspending or paying interest. Learn how to order. Wells Fargo is open 6 days a week, depending on the location. Heres a look at how these fees compare for Wells Fargos checking account options: Everyday Checking, Preferred Checking and Portfolio Checking have an Overdraft (Non-sufficient Funds) Charge of $35.00. This is Wells Fargo's most popular checking account. Wells Fargos Platinum Savings account only offers a base tier APY of .01% again, well below the national average and requires a minimum balance of $3,500 to avoid the $12 monthly maintenance fee. His work has been published by Experian, CreditCards.com, Bankrate, SHRM.org, National Real Estate Investor, U.S. News & World Report, Urban Land magazine and other outlets. Get 2.5% APY, overdraft protection and paid up to 2 days early with direct deposits set up. Information provided on Forbes Advisor is for educational purposes only. Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. Offer ends 12/15/2022, 11:59 PM ET. Deactivate this feature, and the bank will decline any overdraft transactions instead of approving the transaction and charging a $35 fee. Finder monitors and updates our site to ensure that what were sharing is clear, honest and current. That way, youll be notified right away when a transaction takes place. Please try again later. Here are a few simple steps youll need to follow to open an account with Wells Fargo. These accounts dont have nearly as many fees as Wells Fargos checking accounts. If that controversy makes you wary, rest assured that Wells Fargo has revamped its strategy to restore team members and customers trust by I make $80,000 and have $220,000 in student debt. Investment products and services are offered through Wells Fargo Advisors. You can avoid those fees, however, with a combination of direct deposits, minimum balances, debit card activity or linked accounts. Learn more about the types of checking accounts Wells Fargo offers by visiting your local branch or Wells Fargos website. Credit balances will no longer count toward the monthly minimum, and credit accounts will be delinked starting on that date. How To Avoid Chase's Monthly Service Fees, TD Bank Overdraft Fee: How To Avoid It and Get It Waived, How To Find Your Routing and Account Numbers on a Check. If you want to make managing your day-to-day finances easy, you should open a checking account. The actual time frame for direct deposit will depend on your bank and employer. I cover the intersection of money, career, and entrepreneurship, Free Checking Account for Sole Proprietors and Single-Member LLC. The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 18.74%, 23.74%, or 28.74% variable APR applies. This content is not provided by Wells Fargo. Make recurring Qualifying Direct Deposits totaling at least $10,000 per month from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening. Her articles have been featured in MSN, AOL, Yahoo Finance, INSIDER, Houston Chronicle, The Seattle Times and The Network Journal. To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Heres an overview of the minimum deposit, minimum daily balance, APY, compounding schedule and monthly fees for the Way2Save Savings and Platinum Savings accounts. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. Your mobile carrier's message and data rates may apply. Cynthia Measom is a personal finance writer and editor with over 12 years of collective experience. There was an unknown error. When considering Wells Fargo, keep in mind that it has lower interest rates than some other banks. Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today. Clear Access Banking has no overdraft fees. The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 18.74%, 23.74%, or 28.74% variable APR applies. Time Accounts must be linked at account open and at every renewal. Should I use all my inheritance for a down payment? Steps To Open a Wells Fargo Bank Account. Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today. Make at least one Save As You Go transfer from a linked Wells Fargo checking account. Here are the fees and features of each Wells Fargo checking account. When comparing offers or services, verify relevant information with the institution or provider's site. Register . Although pulling out your checkbook isn't as common as it once was, that doesn't mean checks have gone the way of the dinosaur. 1-866-224-5708 Find an Advisor. Member FDIC. Or. These offers do not represent all available deposit, investment, loan or credit products. With or without a relationship rate, Wells Fargos savings accounts pay below the national average savings account APY of 0.06% and far lower than the APYs available from the best online savings accounts. Reasonable efforts are made to maintain accurate information. You can check your accounts with text banking or by using the Wells Fargo mobile website or app. Our network attorneys have an average customer rating of 4.8 out of 5 stars. You might also face charges imposed by the ATM operator. You can use Wells Fargo's online store locator to find a branch of 24/7 ATM near you. Investment products and services are offered through Wells Fargo Advisors. 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